| Source | Amount | Frequency | Notes |
|---|---|---|---|
| Primary Job | $ | Monthly | Net after taxes |
| Secondary Job / Side Hustle | $ | Monthly | Optional |
| Investments / Passive Income | $ | Monthly/Quarterly | Dividends, rental, etc. |
| Other Income | $ | Monthly | Bonuses, gifts, etc. |
The Financial Alignment Journey™ – Optimized Timeline
Program Timeline: 8-week core program + ongoing Legacy support
Packages are designed to maximize results and provide a structured, manageable experience. Each phase builds on the last, guiding clients from clarity to momentum to legacy.
Timeline Flow:
[Strategy Call – Week 0]
Intro / Orientation
30 minutes
Zero-pressure conversation to clarify goals and outline your personalized 5-phase journey.
⬇️
[Phase 1: Deep Discovery – Week 1]
Foundation of Your Financial Alignment
Explore your Money Story
Create personalized Financial Alignment Blueprint
⬇️
[Phase 2: Alignment – Week 2]
Relational & Vision Alignment
Shared values and vision
Couples or individual focus
Clear money roles and alignment
⬇️
[Phase 3: Foundation – Weeks 2–4]
Financial Systems & Strategy
Debt elimination plan
Cash flow system
Emergency fund strategy
Behavioral coaching
⬇️
[Phase 4: Momentum – Weeks 4–8]
Behavioral Reinforcement & Accountability
Weekly or biweekly sessions
Progress tracking
Overcoming roadblocks
Habit reinforcement
⬇️
[Phase 5: Legacy & Stewardship – Post Core Program]
Long-Term Alignment & Growth
Quarterly or monthly reviews
Wealth, giving, and long-term planning
Optional ongoing VIP support
Package Overview:
Discovery & Alignment Foundation Package
Phases 1–3, ~4 weeks
Perfect for starting your journey and establishing momentum
Complete Financial Alignment Journey™
Phases 1–5, 8 weeks + quarterly reviews
Full transformation, including Blueprint, Momentum, and one Legacy review
Sustained Legacy Support Package
Phase 5, ongoing
VIP support for maintaining alignment and evolving goals
Financial Alignment Assessment
This quick assessment places you on The Financial Alignment Journey — Discovery → Alignment → Foundation → Momentum → Legacy. Answer honestly; it takes ~3–5 minutes.
0 / 20
Be honest — it helps us build your plan.
Cam Impact Financial Snapshot
Part of The Financial Alignment Journey™
Purpose: To help you see where your money is going, understand how it reflects your current habits, and determine whether it aligns with the future you’re trying to build. This is not a restrictive budget — it’s your Alignment Spending Plan™, providing a clear picture of how your money moves and whether it supports your goals. Disclaimer: © Cam Impact Financial Coaching LLC. This Financial Snapshot is for educational purposes and clarity — it is not personalized financial advice. Collapsible sections.
Fixed Expenses
| Category | Amount | Notes |
|---|---|---|
| Housing (Mortgage / Rent) | $ | Principal + Interest + Taxes + Insurance |
| Utilities | $ | Electricity, Water, Gas |
| Insurance | $ | Health, Auto, Life, Home |
| Transportation | $ | Car payment, fuel, maintenance |
| Debt Payments | $ | Minimum payments (cards, loans) |
| Subscriptions | $ | Streaming, apps, memberships |
Variable Expenses
| Category | Amount | Notes |
|---|---|---|
| Groceries | $ | Food, household supplies |
| Dining / Entertainment | $ | Eating out, events |
| Personal / Clothing | $ | Clothing, grooming |
| Medical / Health | $ | Copays, prescriptions |
| Miscellaneous | $ | Unexpected or irregular expenses |
| Month | Income | Expenses | Surplus / Deficit | Notes |
|---|---|---|---|---|
| January | $ | $ | $ | |
| February | $ | $ | $ | |
| March | $ | $ | $ |
| Goal | Current Amount | Target Amount | Timeline | Notes |
|---|---|---|---|---|
| Emergency Fund | $ | 3–6 months expenses | ||
| Short-Term Goals | $ | $ | Vacation, car, etc. | |
| Mid-Term Goals | $ | $ | Debt payoff, home improvements | |
| Long-Term Goals | $ | $ | Retirement, college funds |
| Asset | Value | Notes |
|---|---|---|
| Checking Accounts | $ | Liquid cash |
| Savings Accounts | $ | Emergency fund, short-term goals |
| Investments | $ | Stocks, retirement, 401(k) |
| Real Estate | $ | Market value of home/property |
| Vehicles | $ | Current market value |
| Other Assets | $ | Valuables, business assets |
| Liability | Balance | Interest Rate | Payoff Strategy | Notes |
|---|---|---|---|---|
| Mortgage | $ | % | Standard / Refinance | Remaining term |
| Auto Loan | $ | % | Avalanche / Snowball | Remaining term |
| Credit Cards | $ | % | High-interest first | |
| Student Loans | $ | % | Lowest balance first | |
| Other Debt | $ | % | Specify |
Net Worth = Total Assets – Total Liabilities
$
| Type | Coverage | Adequate? | Notes |
|---|---|---|---|
| Health | $ | Yes/No | |
| Life | $ | Yes/No | |
| Disability | $ | Yes/No | |
| Auto | $ | Yes/No | |
| Home / Renters | $ | Yes/No |
- Does your spending reflect your values and goals?
- Are there habits or subscriptions that don’t support your long-term vision?
- Are you building emergency savings and investing for the future?
- What debts can be eliminated first to free up cash flow?
- Does your income allow you to live your desired lifestyle and invest in growth?
- Track monthly spending for clarity
- Maintain or build 3–6 months emergency fund
- List debts by interest rate and create a payoff plan
- Automate savings and investments
- Adjust discretionary spending to align with goals
- Review insurance coverage to ensure adequate protection